This was part of an article on Blacks living in the Bayview- Hunters Point area of San Francisco but I think it can be applied to Blacks all over America. ----------------------------- " The theory goes like this: just before integration, African Americans had started to get more education and make more money, says Walker. They were spending their money amongst each other, much like Walker’s favorite tribe, the J.ews. This was happening in the Fillmore and Bayview–Hunters Point and all over America. But integration weeded out the elite African Americans: lawyers, dentists, and doctors left the ghetto. “None of them thought when they were riding that bus,” says Walker, “that the answer was, buy our own bus. None of them thought,damn the lunch counter, we’ll buy our own lunch counter.” So uneducated African Americans were left to fester in ugly environmental wastelands like Bayview–Hunters Point, Compton, and the South Bronx. “And what did you think was going to happen?” he asks me in a high-pitched tone. “They would start to eat each other, just the way they’re doing now.” The remedy, Walker says, is to promote black-owned businesses within black neighborhoods, especially banks that would loan money fairly. Many Bayview–Hunters Point residents say they have been redlined. Little research has been done on this, but a 2002 study by the Center for Community Change found that blacks in general, as well as Latinos, have significantly higher interest rates than whites in similar income brackets. Another study showed that around $113 million leaks out of the Bayview annually—money that could be spent in the neighborhood if there were more businesses close by, like a grocery store. Just to get weekly groceries, residents have to take two buses to the nearest Safeway on 16th Street and Potrero Avenue. “The dollar changes hands 18 times before it leaves the •••ish community,” says Walker. “It changes hands 2 times before it leaves the black community.” J.ewish people would not stand for that, he says... "