I buy a yearly card when I'm out at Best Buy or wherever and my Live is close to expiring. It's pretty easy and there's no hassle. As far as being charged a buck for no reason, I'm with you. One dollar isn't a ton of money, but the bottom line is companies have been known to put phantom charges on bills on purpose just to screw people out of even more money. By the way it is completely illegal and if they do it on the regular/ employees come forward or anything like that they will get slammed for it. It's unethical and bullshit. So I feel you on the principle of the matter.