The whole monthly payment thing was already bothering me, even though I've heard many many times the 360 interface is MUCH better, which was what kept me around. But how you buy a month worth of playtime, and soon as it's up it automatically charges your card again, you can't just go delete the card from your account either. You have to add another card and switch to that one if you don't want your first card charged, or you need to get a redeemed code. Otherwise I have to CALL microsoft and go through a bunch of bullshit to have them remove my card... Not only this but I pay with another card because my one account has no money in it, and everything worked out. Now I go look online to check my checking account and for some random reason Microsoft charged me $1 for absolutely no reason... I switched the cards, it got charged to the other one, than a day after the fact my old card gets a charge?? What the fuck is this bullshit, microsoft is the worst fucking company. I'm sick of calling them over all these fucked up charges I get, this is literally the 3rd time I've got a charge I have absolutely NO CLUE as to what for.