How many financial accounts you guys have?

Discussion in 'Audio Emcee Hook Ups' started by Deep Abyss, Jul 9, 2013.

  1. Deep Abyss

    Deep Abyss Becoming King

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    Gotta basic checking account with BOA

    A money market savings account for emergency money.. Shit has a weak .75% apy right now (I just put in a measly $10 in it biweekly tho)

    Had a savings account at a credit union that I just closed out just now and put all the money into my Money market account

    A PayPal account I never use

    A 401k with my job

    And a Roth IRA I use for investing

    Just curious what everyone else has cuz most people I know only have a checking account and maybe a 401k


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  2. Mellow Madness

    Mellow Madness aKa sTaTiK

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    4.

    checking
    saving
    credit
    IRA
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  3. Resilient.

    Resilient. .. . ..

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    Main checking account
    Main savings account

    Secondary checking and savings at a credit union.

    Life insurance through work
    Pension through work
    Deferred Comp (357) account through work
    Life insurance policy through NY LIFE
    401 k
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  4. Newportz

    Newportz Bang Bang

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    Checking
    Savings
    401K
    MIP (Annual shares)
    Pension
    JH 529 College Plan for my daughter.
    Roth IRA
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  5. J o o k

    J o o k Win your battles before they’ve even been fought.

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    Being that more than 50 percent of Americans do not have excess of 500.00 dollars, I'd say a savings is irrelevant for more than half of US households.

    Have several accounts from a wealth management checking/savings to deferred comp, pension, etc.

    I even have some cashed stashed "just in case".
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  6. Newportz

    Newportz Bang Bang

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    Jook, do you have direct deposit or do you still receive live checks?
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  7. J o o k

    J o o k Win your battles before they’ve even been fought.

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    Depends, somethings I get direct deposited and others I get live checks (like things I'm 10-99'd on).

    Why what's up?
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  8. Newportz

    Newportz Bang Bang

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    Ah, I forgot you received overtime/ off the book checks in live form.

    I was just wondering how you got away with the extra stash.
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  9. J o o k

    J o o k Win your battles before they’ve even been fought.

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    [​IMG]
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  10. Resilient.

    Resilient. .. . ..

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    Direct deposit is great. I have it set up to go in different accounts. So I forget about money that I have.

    And yes @J o o k Cash stashed is good too.
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  11. Mellow Madness

    Mellow Madness aKa sTaTiK

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    same here when it comes to 1099
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  12. its papi

    its papi inellek my middle name

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    pretty much only got a checkings tbh

    my "Savings" account works like a checking account now cause i had to take money out to many times a while back
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  13. Newportz

    Newportz Bang Bang

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    We're the opposite over here. 17% in the 401k since I was 23, and 25% of our income designated to our investment channels..We live closer to means now and invest our expendable income.

    At 55, I will have nothing to do with work anymore...Retire, travel the world and enjoy life.
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  14. J o o k

    J o o k Win your battles before they’ve even been fought.

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    Word, good shit man.
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  15. Thoughtz

    Thoughtz Well-Known Member

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    Smart man Newportz
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  16. Deep Abyss

    Deep Abyss Becoming King

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    When do you all think apy rates will go back up


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  17. B whun

    B whun 3 card molly wop

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    @Sage
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  18. Deep Abyss

    Deep Abyss Becoming King

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    @Rape Artist


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  19. J o o k

    J o o k Win your battles before they’ve even been fought.

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    :chefoooh:

    @Sage, you joining the GRB so if you win you could put up the 500 finally?
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  20. doslavozes

    doslavozes Neg This Post If You're Gay

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    Just a few, mainly because I went to Ugrad in 1 state, worked in another, my family is in another, and I'm going to grad school in another, so I have a checking/savings in a local bank in most of those. I also have at least one "investment" account/trust.
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